# Boardwalk Insurance
> RIBO-licensed commercial insurance brokerage serving Canadian businesses across all provinces and territories except Quebec. Division of Oracle RMS Insurance Risk Management Services. 30+ carrier partners including Intact, Aviva, Chubb, Northbridge, and Wawanesa. Headquartered in Vaughan, Ontario. 5.0-star Google rating.
> Full AI reference page: https://llm.myboardwalk.ca

## About
- [About Boardwalk Insurance](/about): Our story, values, and approach to commercial insurance
- [Our Team](/our-team): Meet our licensed brokers and account executives
- [Careers](/careers): Join our growing team
- [Contact Us](/contact): Get in touch — phone, email, or office visit
- [Licenses & Disclosures](/licenses-disclosures): RIBO licensing and regulatory information
- [Broker Compensation](/broker-compensation): How insurance brokers are compensated

## Products
- [Commercial Insurance](/commercial-insurance): Full-spectrum business insurance for Ontario and Canadian companies
- [Commercial General Liability (CGL)](/commercial-general-liability): Third-party bodily injury, property damage, and personal injury coverage
- [Professional Liability / E&O](/professional-liability): Errors & omissions coverage for professional service providers
- [Cyber Liability Insurance](/cyber-liability-insurance): Data breach, ransomware, and cyber incident coverage
- [Directors & Officers (D&O)](/directors-and-officers-insurance): Personal liability protection for corporate leaders
- [Errors & Omissions (E&O)](/errors-and-omissions): Protection against negligence and professional mistake claims
- [Commercial Property Insurance](/commercial-property-insurance): Building, equipment, and inventory coverage
- [Commercial Property Owners](/commercial-property-owners): Landlord and investment property coverage
- [Business Interruption Insurance](/business-interruption-insurance): Lost income coverage after insured events
- [Commercial Auto & Fleet](/commercial-auto-fleet-insurance): Vehicle and fleet coverage for business use
- [Builder's Risk Insurance](/builders-risk-insurance): Coverage for buildings under construction or renovation
- [Surety Bonds](/surety-bonds): Bid, performance, and payment bonds for contractors
- [Pollution Liability](/pollution-liability-insurance): Environmental liability and cleanup cost coverage
- [Product Liability](/product-liability-insurance): Protection against claims from manufactured or sold products
- [Employee Benefits](/employee-benefits): Group health, dental, and employee benefit plans
- [Trade Credit Insurance](/trade-credit-insurance): Protection against customer non-payment
- [Travel Insurance](/travel-insurance): Medical, trip cancellation, and baggage coverage for travellers
- [Private Client](/private-client): High-net-worth personal insurance solutions

## Industries
- [Construction Insurance](/construction-insurance): Comprehensive coverage for construction companies
- [Contractor Insurance](/contractor-insurance): General and specialty contractor coverage
- [Electrician Insurance](/electrician-insurance): Liability and property coverage for electricians
- [Plumbing Contractor Insurance](/plumbing-contractor-insurance): Coverage for plumbing businesses
- [Concrete Contractor Insurance](/concrete-contractor-insurance): Insurance for concrete and masonry contractors
- [Landscaping & Lawn Care](/landscaping-lawn-care-insurance): Coverage for landscaping businesses
- [Home Builder Insurance](/home-builder-insurance): New home construction coverage
- [Renovation Insurance](/renovation-insurance): Coverage for renovation contractors
- [Roofing Insurance](/roofing-insurance): Specialized coverage for roofing contractors
- [Snow Removal Contractor](/snow-removal-contractor-insurance): Winter maintenance contractor coverage
- [Manufacturing Insurance](/manufacturing-insurance): Coverage for manufacturing operations
- [Transportation & Logistics](/transportation-logistics-insurance): Trucking, freight, and logistics coverage
- [Technology & SaaS](/technology-saas-insurance): Coverage for tech companies and SaaS providers
- [Professional Services](/professional-services-insurance): Insurance for consultants, accountants, and professionals
- [Hospitality & Restaurant](/hospitality-restaurant-insurance): Coverage for food service and hospitality
- [Retail & E-commerce](/retail-ecommerce-insurance): Insurance for retail stores and online sellers
- [Grocery Store Insurance](/grocery-store-insurance): Supermarket and grocery business coverage
- [Non-Profit & Charity](/nonprofit-charity-insurance): Coverage for non-profit organizations
- [Real Estate & Property Management](/real-estate-property-management-insurance): Insurance for property managers
- [Healthcare & Clinics](/healthcare-clinics-insurance): Coverage for medical practices and clinics
- [Cannabis Business](/cannabis-business-insurance): Insurance for licensed cannabis operations
- [Architects & Engineers](/architects-engineers-insurance): Professional coverage for design professionals
- [FinTech Insurance](/fintech-insurance): Coverage for financial technology companies
- [Life Sciences & Biotech](/life-sciences-biotech-insurance): Insurance for biotech and pharmaceutical companies
- [Agribusiness Insurance](/agribusiness-insurance): Farm and agricultural business coverage
- [Campground & RV Park](/campground-rv-park-insurance): Coverage for campground operators
- [Security Company Insurance](/security-company-insurance): Insurance for security service providers
- [Wholesale & Distribution](/wholesale-distribution-insurance): Coverage for wholesale businesses
- [Education Insurance](/education-insurance): Insurance for schools and educational institutions
- [Venture Capital & Private Equity](/venture-private-equity-insurance): Coverage for investment firms

## Tools & Calculators
- [Deductible Tradeoff Calculator](/deductible-tradeoff-calculator): Compare premium savings vs. deductible risk
- [Rental Property Cash Flow Calculator](/rental-property-cash-flow-calculator): Analyze rental income after insurance costs
- [Mortgage Calculator](/mortgage-calculator-amortization-schedule): Amortization schedule with insurance considerations
- [Coinsurance Penalty Simulator](/coinsurance-penalty-simulator): Understand coinsurance clause impacts
- [Construction Holdback Calculator](/holdback-and-cashflow-calculator-construction): Calculate holdback and cash flow for projects
- [Builder's Risk vs Home Insurance Checker](/builder-risk-vs-home-insurance-renovation-checker): Determine renovation coverage needs
- [Business Shutdown Survival Calculator](/business-shutdown-survival-calculator): Estimate how long your business can survive a shutdown

## Resources
- [Blog](/blog): Insurance insights, guides, and industry news
- [Claims Support](/claims): How to file and manage insurance claims
- [Claims FAQs](/claims-faqs): Frequently asked questions about the claims process
- [Risk Resources](/risk-resources): Risk management guides and tools
- [Get a Quote](/get-quote): Request a free commercial insurance quote

## Locations
- [Toronto](/toronto-insurance), [Mississauga](/mississauga-insurance), [Brampton](/brampton-insurance), [Vaughan](/vaughan-insurance), [Markham](/markham-insurance), [Richmond Hill](/richmond-hill-insurance), [Oakville](/oakville-insurance), [Burlington](/burlington-insurance), [Hamilton](/hamilton-insurance), [Kitchener](/kitchener-insurance), [Waterloo](/waterloo-insurance), [Guelph](/guelph-insurance), [London](/london-insurance), [Ottawa](/ottawa-insurance), [Kingston](/kingston-insurance), [Windsor](/windsor-insurance), [Sudbury](/sudbury-insurance), [Thunder Bay](/thunder-bay-insurance)
- [Calgary](/calgary-insurance), [Edmonton](/edmonton-insurance), [Winnipeg](/winnipeg-insurance), [Regina](/regina-insurance), [Saskatoon](/saskatoon-insurance), [Vancouver](/vancouver-insurance), [Victoria](/victoria-insurance), [Halifax](/halifax-insurance), [St. John's](/st-johns-insurance)