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Commercial Auto & Fleet Insurance

Comprehensive vehicle protection for Ontario businesses. Shield your business vehicles, drivers, and cargo from accidents, liability claims, and damage in Mississauga, Ontario, and across canada (except the Province of Quebec).

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Vehicle Protection

What Is Commercial Auto & Fleet Insurance?

Commercial Auto & Fleet Insurance protects Ontario businesses that use vehicles for business purposes. It covers liability for accidents, damage to vehicles, and protection for drivers and cargo.

Vehicle Protection

Covers damage to your business vehicles from accidents, theft, vandalism, and natural disasters.

Liability Coverage

Protects your business from claims arising from accidents involving your business vehicles.

Business Coverage

Who Needs Commercial Auto & Fleet Insurance?

Any Ontario business that uses vehicles for business purposes needs commercial auto protection in the GTA.

Delivery Services
Transportation Companies
Construction Firms
Landscaping Services
Sales Representatives
Service Technicians
Food Trucks
Moving Companies
Taxi Services
Rental Car Companies
Any Business with Vehicles
Fleet Operations
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Backed by Canada's leading insurance carriers

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Quick Turnaround Quotes • Compare Top Carriers

Protect Your Business Vehicles Today

Get comprehensive commercial auto & fleet coverage for your business. Compare quotes instantly with Boardwalk Insurance.

No Obligation
30+ Carriers
5/5 Rating
Fast Quotes
Key Advantages

Key Benefits

Commercial Auto & Fleet Insurance provides essential protection for your business vehicles and peace of mind for your future.

Vehicle Protection

Comprehensive coverage for your business vehicles from accidents and damage.

Liability Coverage

Protection against claims arising from accidents involving your business vehicles.

Driver Protection

Coverage for your employees and drivers in case of accidents.

Cargo Coverage

Protection for goods and cargo being transported in your business vehicles.

Complete Coverage

What Does Commercial Auto Insurance Cover?

Comprehensive protection for your business vehicles and drivers against various risks.

Vehicle Damage

Coverage for damage to your business vehicles from accidents and other covered perils.

  • Collision damage
  • Comprehensive coverage
  • Glass damage
  • Mechanical breakdown

Bodily Injury Liability

Protection against claims for injuries to others in accidents involving your vehicles.

  • Medical expenses
  • Pain and suffering
  • Lost wages
  • Legal defense

Property Damage

Coverage for damage to other people's property caused by your business vehicles.

  • Vehicle damage
  • Property damage
  • Infrastructure damage
  • Repair costs

Driver Protection

Coverage for your employees and drivers in case of accidents.

  • Medical payments
  • Personal injury protection
  • Uninsured motorist
  • Driver coverage

Cargo Coverage

Protection for goods and cargo being transported in your business vehicles.

  • Cargo damage
  • Cargo theft
  • Loading/unloading
  • Transit coverage

Business Interruption

Coverage for lost income when vehicles are out of service due to damage.

  • Lost revenue
  • Rental vehicle costs
  • Extra expenses
  • Business disruption
Risk Awareness

Common Commercial Auto Risks

Understanding the types of risks commercial auto insurance protects against helps you assess your coverage needs.

Vehicle Accidents

Accidents involving business vehicles can cause significant damage and liability exposure.

Example: A delivery truck is involved in a multi-vehicle accident causing injuries and property damage.

Vehicle Theft

Business vehicles and cargo are targets for theft, especially when left unattended.

Example: A work van is stolen from a job site with valuable tools and equipment inside.

Driver Injuries

Employees driving for business purposes can be injured in accidents.

Example: A sales representative is injured in a car accident while traveling to meet clients.

Cargo Damage

Goods being transported can be damaged during transit or loading/unloading.

Example: Fragile merchandise is damaged when a delivery truck is involved in an accident.
Get Answers

Frequently Asked Questions

Common questions about Commercial Auto & Fleet Insurance coverage.

Commercial Auto & Fleet Insurance protects businesses that use vehicles for business purposes. It covers liability for accidents, damage to vehicles, and protection for drivers and cargo.

Any business that uses vehicles for business purposes needs commercial auto protection. This includes delivery services, transportation companies, construction firms, sales representatives, and many other business types.

Commercial auto insurance covers vehicle damage, bodily injury liability, property damage liability, driver protection, cargo coverage, and business interruption when vehicles are out of service.

Coverage limits depend on your business type, number of vehicles, types of cargo transported, and potential liability exposure. Common liability limits range from $1M to $5M.

Coverage includes cars, trucks, vans, trailers, and other vehicles used for business purposes. This can include delivery vehicles, work trucks, and employee vehicles used for business.

Serving Ontario

Toronto, GTA and beyond. Fast quotes, contract-ready certificates.

Secure Your Business Vehicles Today

Get comprehensive commercial auto & fleet coverage for your business with Boardwalk Insurance. across canada (except the Province of Quebec)

Why Boardwalk Insurance

Dedicated Insurance Advisors

Work directly with licensed Ontario insurance professionals who understand your industry and local market

Competitive Insurance Rates

Access to multiple A-rated carriers means better pricing and coverage options for Mississauga businesses

Quick Quote Turnaround

Get insurance quotes fast with same-day response and coverage when your business needs it most

Claims Support & Advocacy

We advocate for you throughout the entire insurance claims process — your success is our priority

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