Get In Touch

Commercial Auto & Fleet Insurance

Comprehensive vehicle protection for Ontario businesses. Shield your business vehicles, drivers, and cargo from accidents, liability claims, and damage in Mississauga, Ontario, and across Canada.

What Is Commercial Auto & Fleet Insurance?

Commercial Auto & Fleet Insurance protects Ontario businesses that use vehicles for business purposes. It covers liability for accidents, damage to vehicles, and protection for drivers and cargo.

Vehicle Protection

Covers damage to your business vehicles from accidents, theft, vandalism, and natural disasters.

Liability Coverage

Protects your business from claims arising from accidents involving your business vehicles.

Who Needs Commercial Auto & Fleet Insurance?

Any Ontario business that uses vehicles for business purposes needs commercial auto protection in the GTA.

  • Delivery Services
  • Transportation Companies
  • Construction Firms
  • Landscaping Services
  • Sales Representatives
  • Service Technicians
  • Food Trucks
  • Moving Companies
  • Taxi Services
  • Rental Car Companies
  • Any Business with Vehicles
  • Fleet Operations

Key Benefits

Commercial Auto & Fleet Insurance provides essential protection for your business vehicles and peace of mind for your future.

Vehicle Protection

Comprehensive coverage for your business vehicles from accidents and damage.

Liability Coverage

Protection against claims arising from accidents involving your business vehicles.

Driver Protection

Coverage for your employees and drivers in case of accidents.

Cargo Coverage

Protection for goods and cargo being transported in your business vehicles.

What Does Commercial Auto Insurance Cover?

Comprehensive protection for your business vehicles and drivers against various risks.

Vehicle Damage

Coverage for damage to your business vehicles from accidents and other covered perils.

  • Collision damage
  • Comprehensive coverage
  • Glass damage
  • Mechanical breakdown

Bodily Injury Liability

Protection against claims for injuries to others in accidents involving your vehicles.

  • Medical expenses
  • Pain and suffering
  • Lost wages
  • Legal defense

Property Damage

Coverage for damage to other people's property caused by your business vehicles.

  • Vehicle damage
  • Property damage
  • Infrastructure damage
  • Repair costs

Driver Protection

Coverage for your employees and drivers in case of accidents.

  • Medical payments
  • Personal injury protection
  • Uninsured motorist
  • Driver coverage

Cargo Coverage

Protection for goods and cargo being transported in your business vehicles.

  • Cargo damage
  • Cargo theft
  • Loading/unloading
  • Transit coverage

Business Interruption

Coverage for lost income when vehicles are out of service due to damage.

  • Lost revenue
  • Rental vehicle costs
  • Extra expenses
  • Business disruption

Common Commercial Auto Risks

Understanding the types of risks commercial auto insurance protects against helps you assess your coverage needs.

Vehicle Accidents

Accidents involving business vehicles can cause significant damage and liability exposure.

Example: A delivery truck is involved in a multi-vehicle accident causing injuries and property damage.

Vehicle Theft

Business vehicles and cargo are targets for theft, especially when left unattended.

Example: A work van is stolen from a job site with valuable tools and equipment inside.

Driver Injuries

Employees driving for business purposes can be injured in accidents.

Example: A sales representative is injured in a car accident while traveling to meet clients.

Cargo Damage

Goods being transported can be damaged during transit or loading/unloading.

Example: Fragile merchandise is damaged when a delivery truck is involved in an accident.

Frequently Asked Questions

Common questions about Commercial Auto & Fleet Insurance coverage.

Commercial Auto & Fleet Insurance protects businesses that use vehicles for business purposes. It covers liability for accidents, damage to vehicles, and protection for drivers and cargo.

Any business that uses vehicles for business purposes needs commercial auto protection. This includes delivery services, transportation companies, construction firms, sales representatives, and many other business types.

Commercial auto insurance covers vehicle damage, bodily injury liability, property damage liability, driver protection, cargo coverage, and business interruption when vehicles are out of service.

Coverage limits depend on your business type, number of vehicles, types of cargo transported, and potential liability exposure. Common liability limits range from $1M to $5M.

Coverage includes cars, trucks, vans, trailers, and other vehicles used for business purposes. This can include delivery vehicles, work trucks, and employee vehicles used for business.

Get Your Commercial Auto Quote

Start protecting your business vehicles today. Our team will respond within 2 hours.

Call Now Get A Quote