Dedicated Insurance Advisors
Work directly with licensed Ontario insurance professionals who understand your industry and local market
Product Liability Insurance
Essential protection for Ontario manufacturers, distributors, and retailers. Shield your business from product defect claims, lawsuits, and financial losses with comprehensive product liability coverage in Mississauga, Ontario, and across canada (except the Province of Quebec).
5/5
65+ Reviews
15+
Years Experience
24/7
Claims Support
100%
Canadian Coverage
Product Protection
What Is Product Liability Insurance?
Product Liability Insurance protects Ontario businesses that manufacture, distribute, or sell products from claims alleging that their products caused bodily injury, property damage, or other harm. It's essential coverage for any business involved in the product supply chain.
Product Defects
Covers claims arising from design defects, manufacturing defects, or inadequate warnings and instructions.
Legal Defense
Pays for legal expenses, court costs, and settlements when product-related lawsuits arise.
Business Coverage
Who Needs Product Liability Insurance?
Any business in Ontario involved in creating, distributing, or selling products needs product liability protection. The risk extends throughout the entire supply chain in the GTA.
Manufacturers & Producers
Distributors & Wholesalers
Retailers & E-commerce
Importers & Exporters
Food & Beverage Companies
Electronics & Technology
Automotive & Machinery
Pharmaceutical & Medical
Consumer Goods
Industrial Equipment
Construction Materials
All Product Businesses
Our Network
Trusted Partners
Backed by Canada's leading insurance carriers
Quick Turnaround Quotes • Compare Top Carriers
Protect Your Products Today
Get comprehensive product liability coverage for your {{ user_location.province }} business. Compare quotes instantly with Boardwalk Insurance.
No Obligation
30+ Carriers
5/5 Rating
Fast Quotes
Key Advantages
Key Benefits
Product Liability Insurance provides essential protection for your business and peace of mind for your future.
Product Defect Protection
Comprehensive coverage against design, manufacturing, and warning defects.
Legal Defense
Coverage for legal expenses and court costs when defending product claims.
Settlements & Judgments
Payment of settlements or court-awarded damages up to your policy limits.
Product Recall
Coverage for costs associated with recalling defective products from the market.
Complete Coverage
What Does Product Liability Insurance Cover?
Comprehensive protection against the most common product-related risks and their financial consequences.
Bodily Injury
Coverage for injuries caused by defective products to consumers or third parties.
- Medical expenses
- Pain and suffering
- Lost wages
- Disability benefits
Property Damage
Protection against damage to property caused by defective products.
- Repair costs
- Replacement value
- Loss of use
- Diminished value
Legal Defense
Coverage for legal expenses and court costs when defending product claims.
- Attorney fees
- Court costs
- Expert witnesses
- Investigation costs
Settlements & Judgments
Payment of settlements or court-awarded damages up to your policy limits.
- Out-of-court settlements
- Court judgments
- Interest on judgments
- Appeal bonds
Product Recall
Coverage for costs associated with recalling defective products from the market.
- Recall expenses
- Notification costs
- Transportation
- Destruction costs
Business Interruption
Coverage for lost income and extra expenses due to product-related incidents.
- Lost revenue
- Extra expenses
- Production delays
- Market share loss
Risk Awareness
Common Product Liability Claims
Understanding the types of product liability claims helps you assess your risk exposure and coverage needs.
Design Defects
Inherent flaws in the product design that make it unsafe for its intended use.
Example: A car design flaw that causes brake failure in certain driving conditions.
Manufacturing Defects
Errors in the manufacturing process that result in unsafe products.
Example: A batch of children's toys with loose parts that pose a choking hazard.
Inadequate Warnings
Failure to provide proper warnings about product risks or usage instructions.
Example: A cleaning product without proper warnings about chemical exposure risks.
Strict Liability
Claims based on the product being defective, regardless of negligence.
Example: A consumer injured by a product defect, even if the manufacturer wasn't negligent.
Get Answers
Frequently Asked Questions
Common questions about Product Liability Insurance coverage.
Product Liability Insurance protects businesses that manufacture, distribute, or sell products from claims alleging that their products caused bodily injury, property damage, or other harm. It's essential coverage for any business involved in the product supply chain.
Any business involved in creating, distributing, or selling products needs product liability protection. This includes manufacturers, distributors, wholesalers, retailers, importers, and exporters across all industries.
Product liability insurance covers bodily injury, property damage, legal defense costs, settlements and judgments, product recall expenses, and business interruption due to product-related incidents.
Coverage limits depend on your product type, industry risks, potential exposure, and business size. Common limits range from $1M to $10M, with higher limits for high-risk products like medical devices or automotive parts.
Product liability covers design defects (inherent flaws), manufacturing defects (production errors), and inadequate warnings or instructions. It also covers strict liability claims regardless of negligence.
Protect Your Products Today
Get comprehensive product liability coverage for your {{ user_location.province }} business with Boardwalk Insurance. across canada (except the Province of Quebec)
Why Boardwalk Insurance
Competitive Insurance Rates
Access to multiple A-rated carriers means better pricing and coverage options for Mississauga businesses
Quick Quote Turnaround
Get insurance quotes fast with same-day response and coverage when your business needs it most
Claims Support & Advocacy
We advocate for you throughout the entire insurance claims process — your success is our priority
