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Directors & Officers Insurance

Essential protection for Ontario company directors and officers. Shield your leadership team from personal liability claims, regulatory investigations, and legal expenses with comprehensive D&O coverage in Mississauga, Ontario, and across canada (except the Province of Quebec).

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Leadership Protection

What Is Directors & Officers Insurance?

Directors & Officers (D&O) Insurance protects Ontario company directors and officers from personal liability claims arising from their management decisions and actions. It covers legal defense costs, settlements, and judgments when directors and officers are sued for alleged wrongful acts.

Personal Liability Protection

Covers directors and officers against personal financial loss from lawsuits alleging wrongful acts in their corporate capacity.

Legal Defense

Pays for legal expenses, court costs, and settlements when directors and officers face legal action.

Business Coverage

Who Needs D&O Insurance?

Any Ontario company with directors and officers needs D&O protection. The risk extends to all types of organizations, from startups to large corporations in the GTA.

Public Companies
Private Corporations
Startups & SMEs
Non-Profit Organizations
Financial Institutions
Technology Companies
Healthcare Organizations
Manufacturing Firms
Real Estate Companies
Professional Services
Educational Institutions
All Organizations
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Get comprehensive D&O coverage for your organization. Compare quotes instantly with Boardwalk Insurance.

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Key Advantages

Key Benefits

Directors & Officers Insurance provides essential protection for your business and peace of mind for your future.

Personal Liability Protection

Protection for directors and officers against personal financial loss from lawsuits.

Legal Defense

Coverage for legal expenses and court costs when defending against claims.

Settlements & Judgments

Payment of settlements or court-awarded damages up to your policy limits.

Regulatory Investigations

Coverage for costs associated with regulatory investigations and proceedings.

Complete Coverage

What Does D&O Insurance Cover?

Comprehensive protection against the most common risks faced by directors and officers.

Personal Liability

Protection for directors and officers against personal financial loss from lawsuits.

  • Personal assets protection
  • Individual liability coverage
  • Side A coverage
  • Personal indemnification

Legal Defense

Coverage for legal expenses and court costs when defending against claims.

  • Attorney fees
  • Court costs
  • Expert witnesses
  • Investigation costs

Settlements & Judgments

Payment of settlements or court-awarded damages up to your policy limits.

  • Out-of-court settlements
  • Court judgments
  • Interest on judgments
  • Appeal bonds

Regulatory Investigations

Coverage for costs associated with regulatory investigations and proceedings.

  • Regulatory fines
  • Investigation costs
  • Compliance expenses
  • Legal representation

Employment Practices

Protection against employment-related claims against directors and officers.

  • Wrongful termination
  • Discrimination claims
  • Harassment allegations
  • Retaliation claims

Corporate Liability

Coverage for the organization itself against certain types of claims.

  • Securities claims
  • Breach of fiduciary duty
  • Corporate governance
  • Regulatory compliance
Risk Awareness

Common D&O Claims

Understanding the types of D&O claims helps you assess your risk exposure and coverage needs.

Securities Claims

Allegations of misrepresentation or fraud in financial statements or disclosures.

Example: Shareholders sue directors for allegedly misleading financial disclosures that caused stock price declines.

Breach of Fiduciary Duty

Claims that directors failed to act in the best interests of the company or shareholders.

Example: Directors accused of making decisions that benefited themselves at the expense of shareholders.

Employment Practices

Claims related to employment decisions, discrimination, or workplace harassment.

Example: A former employee sues directors for wrongful termination or workplace discrimination.

Regulatory Investigations

Government investigations into corporate practices or compliance issues.

Example: Regulatory authorities investigate directors for alleged violations of industry regulations.
Get Answers

Frequently Asked Questions

Common questions about Directors & Officers Insurance coverage.

D&O Insurance protects company directors and officers from personal liability claims arising from their management decisions and actions. It covers legal defense costs, settlements, and judgments when directors and officers are sued for alleged wrongful acts.

Any company with directors and officers needs D&O protection. This includes public companies, private corporations, startups, non-profit organizations, and virtually all types of organizations with a board of directors.

D&O insurance covers personal liability protection, legal defense costs, settlements and judgments, regulatory investigations, employment practices claims, and corporate liability for certain types of claims.

Coverage limits depend on your company size, industry risks, potential exposure, and whether you're public or private. Common limits range from $1M to $10M, with higher limits for public companies.

D&O covers securities claims, breach of fiduciary duty, employment practices claims, regulatory investigations, and other claims alleging wrongful acts by directors and officers.

Serving Ontario

Toronto, GTA and beyond. Fast quotes, contract-ready certificates.

Protect Your Leadership Team Today

Get comprehensive D&O coverage for your organization with Boardwalk Insurance. across canada (except the Province of Quebec)

Why Boardwalk Insurance

Dedicated Insurance Advisors

Work directly with licensed Ontario insurance professionals who understand your industry and local market

Competitive Insurance Rates

Access to multiple A-rated carriers means better pricing and coverage options for Mississauga businesses

Quick Quote Turnaround

Get insurance quotes fast with same-day response and coverage when your business needs it most

Claims Support & Advocacy

We advocate for you throughout the entire insurance claims process — your success is our priority

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