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Retail & Ecommerce Insurance

Comprehensive retail coverage designed for Ontario and GTA retail businesses. Protect your store, safeguard your online business, and ensure comprehensive liability coverage in Mississauga, Ontario, and across Canada.

Why Choose Retail & Ecommerce Insurance?

Comprehensive protection designed specifically for retail industry risks.

Product Liability

Protection against claims from defective products sold.

Customer Safety

Coverage for customer injuries and property damage.

Payment Security

Protection for payment processing and data security.

Property Coverage

Protection for retail locations and inventory.

Who Needs Retail & Ecommerce Insurance?

Protection for all types of retail businesses and online stores.

Retail Stores

Comprehensive coverage for brick-and-mortar retail locations.

Ecommerce Businesses

Specialized coverage for online stores and digital retail platforms.

Product Sellers

Protection for businesses that sell physical products to consumers.

Retail Chains

Coverage for multi-location retail businesses and franchises.

What Retail & Ecommerce Insurance Covers

Comprehensive protection for your retail business.

Product Liability

Protection against claims from defective products sold.

  • Product defect claims
  • Product recall coverage
  • Consumer injury protection
  • Product warranty claims

General Liability

Coverage for customer injuries and property damage.

  • Customer injury claims
  • Property damage coverage
  • Slip and fall accidents
  • Medical payments

Cyber Liability

Protection for payment processing and data security.

  • Data breach response
  • Payment card security
  • Customer data protection
  • Cyber extortion coverage

Property Coverage

Protection for retail locations and inventory.

  • Store building coverage
  • Inventory protection
  • Equipment coverage
  • Business interruption

Common Retail Risks

Understanding the risks helps you choose the right coverage.

Product Defects

Defective products can cause customer injuries and legal claims.

Example: A customer is injured by a defective product purchased from your store.

Customer Injuries

Customers can be injured while shopping in your store.

Example: A customer slips on a wet floor and sustains injuries.

Data Breaches

Retail businesses are targets for cyber attacks and data theft.

Example: Hackers gain access to customer payment information from your POS system.

Property Damage

Retail locations can be damaged by various incidents.

Example: A fire or natural disaster damages your store and inventory.

Frequently Asked Questions

Common questions about Retail & Ecommerce Insurance coverage.

Retail & Ecommerce Insurance provides comprehensive coverage for retail businesses and online stores, including product liability, customer safety, cyber liability, and property protection.

Retail stores, ecommerce businesses, product sellers, and retail chains need this specialized coverage.

It covers product liability, customer injuries, property damage, cyber liability, business interruption, and inventory protection.

Coverage limits depend on business size, product risk, and customer volume. Most retail businesses need $1-2 million in general liability.

Common risks include product defects, customer injuries, data breaches, property damage, and business interruption.

Get Your Retail & Ecommerce Insurance Quote

Start protecting your retail business today. Our team will respond within 2 hours.