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Construction Insurance

Comprehensive construction coverage designed for Ontario and GTA construction companies. Protect your projects, safeguard your equipment, and ensure data security in Mississauga, Ontario, and across Canada.

Why Choose Construction Insurance?

Comprehensive protection designed specifically for construction industry risks.

Comprehensive Coverage

Protection for construction projects, equipment, and liability risks.

Contractor Bonds

Surety bonds to guarantee project completion and performance.

Equipment Protection

Coverage for construction equipment, tools, and machinery.

Project Liability

Protection against claims from project delays and defects.

Who Needs Construction Insurance?

Protection for all types of construction businesses and projects.

General Contractors

Comprehensive coverage for construction projects, equipment, and liability risks.

Subcontractors

Specialized coverage for specific trades and construction services.

Construction Managers

Project management and oversight liability protection.

Construction Companies

Full-service coverage for construction businesses of all sizes.

What Construction Insurance Covers

Comprehensive protection for your construction business and projects.

General Liability

Protection against third-party bodily injury and property damage claims.

  • Bodily injury to third parties
  • Property damage coverage
  • Personal and advertising injury
  • Medical payments

Installation Floater

Covers materials and equipment from transit to the job site until installation is complete.

  • Protection against theft, vandalism, and damage
  • Coverage for materials in transit
  • Protection for temporary structures
  • Coverage for property in your care, custody, or control

Equipment Coverage

Protection for construction equipment, tools, and machinery.

  • Equipment breakdown
  • Tool and equipment theft
  • Rental equipment coverage
  • Equipment transportation

Project Liability

Protection against claims from project delays and defects.

  • Construction defects
  • Project delays
  • Contract disputes
  • Professional liability

Common Construction Risks

Understanding the risks helps you choose the right coverage.

Professional Liability (E&O)

Covers financial losses from design errors, faulty workmanship, or professional negligence.

Example: A design flaw in the blueprints leads to costly structural rework and project delays.

Property Damage

Damage to client property or third-party assets during construction.

Example: An excavation project accidentally damages a nearby building's foundation.

Equipment Theft

High-value tools and machinery are frequent targets for theft.

Example: Tools are stolen from a job site overnight, causing project delays.

Contractual Disputes

Disagreements over contracts can lead to costly legal battles.

Example: A client claims the completed work does not meet the contract specifications.

Frequently Asked Questions

Common questions about Construction Insurance coverage.

Construction Insurance provides comprehensive coverage for construction companies, including general liability, cyber liability, equipment coverage, and project-specific protection.

General contractors, subcontractors, construction managers, and any business involved in construction projects need this specialized coverage.

It covers property damage, bodily injury, cyber liability, equipment damage, project delays, and professional liability specific to construction.

Coverage limits depend on project size, contract requirements, and risk exposure. Most projects require minimum coverage of $1-5 million.

Common risks include workplace injuries, property damage, equipment failure, project delays, weather damage, and third-party claims.

Get Your Construction Insurance Quote

Start protecting your construction business today. Our team will respond within 2 hours.

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