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Construction Insurance

Comprehensive construction coverage designed for Ontario and GTA construction companies. Protect your projects, safeguard your equipment, and ensure data security in Mississauga, Ontario, and across canada (except the Province of Quebec).

5/5
65+ Reviews
15+
Years Experience
500+
Clients
24/7
Claims Support
Project Protection

What Is Construction Insurance?

Construction insurance bundles critical coverages that protect your projects, equipment, and liability while work is underway. It helps keep your jobs on track across Ontario when unexpected losses occur.

Protect Jobsites

Coverage for property damage, liability claims, and project-related losses that can derail timelines and budgets.

Safeguard Equipment

Helps protect tools, machinery, and materials in transit, on-site, or temporarily stored during the build.

Built For Builders

Who Needs Construction Insurance?

If you build, renovate, or manage construction projects, you likely need construction insurance. It helps protect your business in Ontario from jobsite risks and contract requirements.

General Contractors
Subcontractors & Trades
Construction Managers
Home Builders
Renovation Contractors
Commercial Builders
Infrastructure Projects
Design-Build Firms
Specialty Contractors
Project Owners
Remediation Contractors
Tenant Improvements
Our Network

Trusted Partners

Backed by Canada's leading insurance carriers

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Quick Turnaround Quotes • Compare Top Carriers

Protect Your Jobsites and Equipment

Compare construction insurance options from top Canadian carriers and keep projects moving with Boardwalk.

No Obligation
30+ Carriers
5/5 Rating
Fast Quotes
Key Advantages

Why Choose Construction Insurance?

Construction coverage helps you win contracts, protect margins, and reduce jobsite risk exposure.

Comprehensive Coverage

Protection for construction projects, equipment, and liability risks.

Contractor Bonds

Surety bonds to guarantee project completion and performance.

Equipment Protection

Coverage for construction equipment, tools, and machinery.

Project Liability

Protection against claims from project delays and defects.

Complete Coverage

What Does Construction Insurance Cover?

Coverage depends on your project scope, contract requirements, and risk profile. These are the common protections contractors in Ontario rely on.

General Liability

Protection against third-party bodily injury and property damage claims.

  • Bodily injury to third parties
  • Property damage coverage
  • Personal and advertising injury
  • Medical payments

Installation Floater

Covers materials and equipment from transit to the job site until installation is complete.

  • Protection against theft, vandalism, and damage
  • Coverage for materials in transit
  • Protection for temporary structures
  • Coverage for property in your care, custody, or control

Equipment Coverage

Protection for construction equipment, tools, and machinery.

  • Equipment breakdown
  • Tool and equipment theft
  • Rental equipment coverage
  • Equipment transportation

Project Liability

Protection against claims from project delays and defects.

  • Construction defects
  • Project delays
  • Contract disputes
  • Professional liability
Risk Awareness

Common Construction Risks

Understanding jobsite exposures helps you choose the right coverage before claims arise.

Professional Liability (E&O)

Covers financial losses from design errors, faulty workmanship, or professional negligence.

Example: A design flaw in the blueprints leads to costly structural rework and project delays.

Property Damage

Damage to client property or third-party assets during construction.

Example: An excavation project accidentally damages a nearby building's foundation.

Equipment Theft

High-value tools and machinery are frequent targets for theft.

Example: Tools are stolen from a job site overnight, causing project delays.

Contractual Disputes

Disagreements over contracts can lead to costly legal battles.

Example: A client claims the completed work does not meet the contract specifications.
Get Answers

Frequently Asked Questions

Common questions about Construction Insurance coverage.

Construction Insurance provides comprehensive coverage for construction companies, including general liability, cyber liability, equipment coverage, and project-specific protection.

General contractors, subcontractors, construction managers, and any business involved in construction projects need this specialized coverage.

It covers property damage, bodily injury, cyber liability, equipment damage, project delays, and professional liability specific to construction.

Coverage limits depend on project size, contract requirements, and risk exposure. Most projects require minimum coverage of $1-5 million.

Common risks include workplace injuries, property damage, equipment failure, project delays, weather damage, and third-party claims.

Serving Ontario

Toronto, GTA and beyond. Fast quotes, contract-ready certificates.

Keep Your Construction Projects Protected

Secure the coverage you need for jobsites, equipment, and liability with Boardwalk. across canada (except the Province of Quebec)

Why Boardwalk Insurance

Dedicated Insurance Advisors

Work directly with licensed Ontario insurance professionals who understand your industry and local market

Competitive Insurance Rates

Access to multiple A-rated carriers means better pricing and coverage options for Mississauga businesses

Quick Quote Turnaround

Get insurance quotes fast with same-day response and coverage when your business needs it most

Claims Support & Advocacy

We advocate for you throughout the entire insurance claims process — your success is our priority

Insurance Business Canada Awards 2024 Excellence Award
Insurance Business Canada Awards 2023 Winner Digital Innovation in a Brokerage
Insurance Business Canada 2023 Fast Brokerage Award
Provincially Licensed
5-Star Rated
15+ Years Experience
Serving All of Canada