A certificate is proof, not a policy change
A certificate of insurance summarizes key parts of a policy so a landlord, client, or project owner can confirm coverage is in place. It does not change your policy and it does not grant new rights on its own.
What a certificate typically shows
• Coverage types such as liability, auto, and property • Limits and deductibles where applicable • Policy effective dates • Named insured information • Certificate holder information
When you will be asked for one
• Before starting work for a client • When signing a lease for commercial space • When onboarding with a vendor or project owner • During tendering or contract renewal
Avoid common delays
• Provide the exact legal name and address for the certificate holder • Share contract insurance requirements early so wording can be confirmed • Request certificates before the deadline, especially for large projects
Talk to Boardwalk
If your business needs frequent certificates, we can set up a clean workflow so you are not chasing paperwork during bidding and onboarding.