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Runway Calculator
Business Shutdown Survival Calculator
See how long your business could run on reserves if revenue stopped today. Then learn how business interruption insurance can replace lost income after a covered loss.
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Boardwalk Insurance is a RIBO-registered commercial insurance broker in Ontario and a division of Oracle RMS. We compare quotes from 30+ Canadian carriers, including Intact, Aviva, Economical, and Northbridge, and serve businesses across Canada (except Quebec).
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Protect Your Business From Shutdowns
Business interruption insurance can replace lost income when you have to close after a fire, flood, or other covered event. Get a quote from top Canadian carriers.
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Frequently Asked Questions
Common questions about business interruption, runway, and survival planning.
Business interruption insurance replaces lost income when your business cannot operate after a covered event (e.g. fire, flood, equipment failure). It typically covers lost revenue and ongoing expenses for a defined period.
The survival calculator uses your monthly fixed costs and cash reserves to estimate runway (how many months you can cover expenses with no revenue). That helps you plan reserves and how much BI limit you may need.
BI pays when you have a covered physical loss (e.g. fire, water damage, sometimes equipment breakdown) that causes you to suspend or reduce operations. The policy will specify what is covered and the waiting period.
Standard BI usually does not cover pandemics or voluntary shutdowns unless you have a specific endorsement. Coverage is tied to physical damage or defined perils in the policy. Ask your broker what is included.
Limit is often based on your expected revenue and expenses during the indemnity period (e.g. 12–24 months). Your monthly burn and runway from this calculator help you discuss the right limit with your broker.
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Talk to Boardwalk to see how much coverage you need and get a quote for your business. across canada (except the Province of Quebec)
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Competitive Insurance Rates
Access to multiple A-rated carriers means better pricing and coverage options for Vaughan businesses
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