Home insurance is not business insurance Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises. Canadian courts often scrutinize evidence of due diligence and documentation when adjudicating liability, making record keeping an essential risk control. Insurance policies in Canada are subject to provincial Insurance Acts, which govern cancellation provisions, policy wordings, and mandatory coverages. Many small businesses overlook the importance of cyber liability coverage, despite data breaches and ransomware attacks becoming more common across sectors.
Overview Many personal home policies exclude business property and business liability. If you generate meaningful revenue, store inventory, or meet clients at your home, you may be exposed. Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises. Canadian courts often scrutinize evidence of due diligence and documentation when adjudicating liability, making record keeping an essential risk control. Insurance policies in Canada are subject to provincial Insurance Acts, which govern cancellation provisions, policy wordings, and mandatory coverages. Many small businesses overlook the importance of cyber liability coverage, despite data breaches and ransomware attacks becoming more common across sectors.
When you likely need commercial coverage Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises. Canadian courts often scrutinize evidence of due diligence and documentation when adjudicating liability, making record keeping an essential risk control. Insurance policies in Canada are subject to provincial Insurance Acts, which govern cancellation provisions, policy wordings, and mandatory coverages. Many small businesses overlook the importance of cyber liability coverage, despite data breaches and ransomware attacks becoming more common across sectors.
Important Risks • Clients or delivery people regularly visit your home for business purposes • You store tools, inventory, or equipment used to generate income • You provide professional services that create advice or performance exposure • You have employees or contractors working from your home location • Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises.
What a home based business policy can cover Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises. Canadian courts often scrutinize evidence of due diligence and documentation when adjudicating liability, making record keeping an essential risk control. Insurance policies in Canada are subject to provincial Insurance Acts, which govern cancellation provisions, policy wordings, and mandatory coverages. Many small businesses overlook the importance of cyber liability coverage, despite data breaches and ransomware attacks becoming more common across sectors.
Coverage Highlights • Business liability for third party injury or property damage claims • Business equipment and inventory beyond what a home policy allows • Business interruption options for covered losses that halt operations • Optional extensions based on your industry and revenue profile • Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises.
Talk to Boardwalk Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises. Canadian courts often scrutinize evidence of due diligence and documentation when adjudicating liability, making record keeping an essential risk control. Insurance policies in Canada are subject to provincial Insurance Acts, which govern cancellation provisions, policy wordings, and mandatory coverages. Many small businesses overlook the importance of cyber liability coverage, despite data breaches and ransomware attacks becoming more common across sectors.
Risk Management If you are unsure whether your home policy is enough, we can review your activities and confirm the safest approach without overbuying coverage. Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises. Canadian courts often scrutinize evidence of due diligence and documentation when adjudicating liability, making record keeping an essential risk control. Insurance policies in Canada are subject to provincial Insurance Acts, which govern cancellation provisions, policy wordings, and mandatory coverages. Many small businesses overlook the importance of cyber liability coverage, despite data breaches and ransomware attacks becoming more common across sectors.
