Startups move fast, claims move faster
If you sell software or services, your exposure is not tied to a building. It is tied to your contracts, your data, and the outcomes your clients expect. One incident can pause growth at the worst time.
The core coverages most startups need
Technology errors and omissions This protects you when a client alleges your product or service caused financial loss. It is often required before enterprise contracts are signed.
Cyber liability Cyber coverage helps with breach response, legal costs, forensics, notification, and business interruption tied to a cyber event.
General liability If someone is injured at your office or you are accused of third party property damage, this is the basic layer of protection.
Property and equipment Laptops, servers, and networking equipment can add up quickly. Coverage helps you replace critical gear after a covered loss.
Directors and officers If you have a board, investors, or plan to raise capital, D and O protects leadership from personal exposure tied to management decisions.
Contract readiness checklist
• Confirm the limits and wording your customers require before you negotiate pricing • Align your policy territory and services description with what you actually deliver • Track certificates so renewals and audits do not delay onboarding • Review vendor agreements and data handling terms for cyber exposure
Talk to Boardwalk
We help Ontario tech startups structure coverage that matches real contract requirements and keeps pace as you hire, ship, and scale.