Startups move fast, claims move faster Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) requires organizations to safeguard personal data and report breaches. Cyber insurance often includes coverage for ransomware payments, system restoration costs, and third‑party liabilities from privacy breaches. Technology errors and omissions coverage can protect against claims alleging failure of your product or service to perform as intended. Regulators may impose fines for non‑compliance with anti‑spam legislation (CASL) and privacy laws, which can be covered under certain cyber policies.
Overview If you sell software or services, your exposure is not tied to a building. It is tied to your contracts, your data, and the outcomes your clients expect. One incident can pause growth at the worst time. Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) requires organizations to safeguard personal data and report breaches. Cyber insurance often includes coverage for ransomware payments, system restoration costs, and third‑party liabilities from privacy breaches. Technology errors and omissions coverage can protect against claims alleging failure of your product or service to perform as intended. Regulators may impose fines for non‑compliance with anti‑spam legislation (CASL) and privacy laws, which can be covered under certain cyber policies.
The core coverages most startups need Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) requires organizations to safeguard personal data and report breaches. Cyber insurance often includes coverage for ransomware payments, system restoration costs, and third‑party liabilities from privacy breaches. Technology errors and omissions coverage can protect against claims alleging failure of your product or service to perform as intended. Regulators may impose fines for non‑compliance with anti‑spam legislation (CASL) and privacy laws, which can be covered under certain cyber policies.
Technology errors and omissions This protects you when a client alleges your product or service caused financial loss. It is often required before enterprise contracts are signed. Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) requires organizations to safeguard personal data and report breaches. Cyber insurance often includes coverage for ransomware payments, system restoration costs, and third‑party liabilities from privacy breaches. Technology errors and omissions coverage can protect against claims alleging failure of your product or service to perform as intended.
Cyber liability Cyber coverage helps with breach response, legal costs, forensics, notification, and business interruption tied to a cyber event. Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) requires organizations to safeguard personal data and report breaches. Cyber insurance often includes coverage for ransomware payments, system restoration costs, and third‑party liabilities from privacy breaches. Technology errors and omissions coverage can protect against claims alleging failure of your product or service to perform as intended.
General liability If someone is injured at your office or you are accused of third party property damage, this is the basic layer of protection. Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) requires organizations to safeguard personal data and report breaches. Cyber insurance often includes coverage for ransomware payments, system restoration costs, and third‑party liabilities from privacy breaches. Technology errors and omissions coverage can protect against claims alleging failure of your product or service to perform as intended.
Property and equipment Laptops, servers, and networking equipment can add up quickly. Coverage helps you replace critical gear after a covered loss. Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) requires organizations to safeguard personal data and report breaches. Cyber insurance often includes coverage for ransomware payments, system restoration costs, and third‑party liabilities from privacy breaches. Technology errors and omissions coverage can protect against claims alleging failure of your product or service to perform as intended.
Directors and officers If you have a board, investors, or plan to raise capital, D and O protects leadership from personal exposure tied to management decisions. Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) requires organizations to safeguard personal data and report breaches. Cyber insurance often includes coverage for ransomware payments, system restoration costs, and third‑party liabilities from privacy breaches. Technology errors and omissions coverage can protect against claims alleging failure of your product or service to perform as intended.
Contract readiness checklist Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) requires organizations to safeguard personal data and report breaches. Cyber insurance often includes coverage for ransomware payments, system restoration costs, and third‑party liabilities from privacy breaches. Technology errors and omissions coverage can protect against claims alleging failure of your product or service to perform as intended. Regulators may impose fines for non‑compliance with anti‑spam legislation (CASL) and privacy laws, which can be covered under certain cyber policies.
Cyber Risks • Confirm the limits and wording your customers require before you negotiate pricing • Align your policy territory and services description with what you actually deliver • Track certificates so renewals and audits do not delay onboarding • Review vendor agreements and data handling terms for cyber exposure • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) requires organizations to safeguard personal data and report breaches.
Talk to Boardwalk Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) requires organizations to safeguard personal data and report breaches. Cyber insurance often includes coverage for ransomware payments, system restoration costs, and third‑party liabilities from privacy breaches. Technology errors and omissions coverage can protect against claims alleging failure of your product or service to perform as intended. Regulators may impose fines for non‑compliance with anti‑spam legislation (CASL) and privacy laws, which can be covered under certain cyber policies.
Key Policies We help Ontario tech startups structure coverage that matches real contract requirements and keeps pace as you hire, ship, and scale. Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) requires organizations to safeguard personal data and report breaches. Cyber insurance often includes coverage for ransomware payments, system restoration costs, and third‑party liabilities from privacy breaches. Technology errors and omissions coverage can protect against claims alleging failure of your product or service to perform as intended. Regulators may impose fines for non‑compliance with anti‑spam legislation (CASL) and privacy laws, which can be covered under certain cyber policies.
