Manufacturing risk is measured in downtime Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage. Manufacturers should consider product recall expense insurance to cover withdrawal, replacement, and notification costs following a recall. Cross‑border sales create exposure to U.S. litigation, where claim values and legal costs can be substantially higher than in Canada. Suppliers’ extension coverage can protect against losses arising from the failure of a key supplier or business partner.
Overview A single failure can trigger lost production, missed shipments, and contract pressure. The goal is not only to pay for repairs, but to protect cash flow while you recover. Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage. Manufacturers should consider product recall expense insurance to cover withdrawal, replacement, and notification costs following a recall. Cross‑border sales create exposure to U.S. litigation, where claim values and legal costs can be substantially higher than in Canada. Suppliers’ extension coverage can protect against losses arising from the failure of a key supplier or business partner.
The coverages that matter most Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage. Manufacturers should consider product recall expense insurance to cover withdrawal, replacement, and notification costs following a recall. Cross‑border sales create exposure to U.S. litigation, where claim values and legal costs can be substantially higher than in Canada. Suppliers’ extension coverage can protect against losses arising from the failure of a key supplier or business partner.
Liability Exposures • Commercial property for building, stock, and contents based on accurate values • Equipment breakdown for sudden mechanical or electrical failure • Business interruption and extra expense sized to a realistic restoration timeline • Product liability aligned to where your goods are sold and how they are used • General liability for third party injury or property damage at your facility • Transit or stock throughput if you ship goods across Canada or the US
Common gaps to avoid Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage. Manufacturers should consider product recall expense insurance to cover withdrawal, replacement, and notification costs following a recall. Cross‑border sales create exposure to U.S. litigation, where claim values and legal costs can be substantially higher than in Canada. Suppliers’ extension coverage can protect against losses arising from the failure of a key supplier or business partner.
Coverage Essentials • Values that lag reality, especially for stock and specialized equipment • Business interruption limits based on revenue rather than gross profit and recovery time • Supplier dependency that is not addressed with contingent coverage • Contract terms that require higher limits than your policy carries • Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage.
Talk to Boardwalk Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage. Manufacturers should consider product recall expense insurance to cover withdrawal, replacement, and notification costs following a recall. Cross‑border sales create exposure to U.S. litigation, where claim values and legal costs can be substantially higher than in Canada. Suppliers’ extension coverage can protect against losses arising from the failure of a key supplier or business partner.
Supply Chain Considerations If your production volume, equipment, or customer contracts changed this year, your insurance should change too. We can review your program and rebuild it around your true downtime exposure. Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage. Manufacturers should consider product recall expense insurance to cover withdrawal, replacement, and notification costs following a recall. Cross‑border sales create exposure to U.S. litigation, where claim values and legal costs can be substantially higher than in Canada. Suppliers’ extension coverage can protect against losses arising from the failure of a key supplier or business partner.
