Real estate risk is predictable, but losses are not
Property owners and managers deal with a steady mix of tenant activity, maintenance issues, and weather driven events. Insurance fills the gap between an incident and your ability to keep the asset performing.
The coverage structure that protects income
• Property coverage for building, fixtures, and contents with updated replacement values • Liability coverage for slip and fall, premises injury, and property damage allegations • Loss of rental income when a covered loss makes units uninhabitable • Equipment breakdown for boilers, HVAC, and critical building systems • Tenant related extensions where leases and exposures require it
Controls that reduce claims
• Routine inspections with documented repairs and follow up • Snow and ice logs and timely removal procedures • Good lighting, clear signage, and maintained walkways • Contractor vetting and certificate tracking for all trades
Talk to Boardwalk
If you manage multiple buildings or have not updated values and limits recently, we can run a quick risk review and show you where the common gaps appear.