Transportation risk shows up on the road and in the yard
Fleet losses, cargo theft, and downtime create fast moving costs. A strong insurance program works best when it is paired with fleet controls and disciplined documentation.
The risks that drive the biggest claims
• Cargo theft from unsecured yards, rest stops, and warehouses • Severe liability from highway accidents and third party injury • Downtime from breakdowns and collision repairs • Contract risk from shipper requirements and certificate delays
Coverage pieces to review
• Commercial auto with limits aligned to your routes and contract requirements • Cargo coverage that matches what you haul and the custody terms you accept • Physical damage and equipment coverage for tractors, trailers, and attached gear • Business interruption or extra expense options where downtime risk is high • Umbrella liability where severity exposure is significant
Operational controls that insurers reward
• Driver screening, training, and clear incident reporting • Maintenance logs and pre trip inspection discipline • Secure parking procedures and cargo handling rules • Telematics or tracking where it materially reduces frequency and severity
Talk to Boardwalk
If you are seeing premium pressure, we can review your fleet profile and show you the levers that actually change pricing and stability.