Transportation risk shows up on the road and in the yard Commercial auto insurance is mandatory and should include coverage for third‑party liability, physical damage, and cargo. Cargo insurance policies may vary between 'all risk' and named perils; understanding exclusions is critical when goods are high value or perishable. Cross‑border operations require knowledge of U.S. DOT regulations and may necessitate higher liability limits and filings. Driver selection, training, and hours‑of‑service compliance reduce accident frequency and severity, which can influence premiums.
Overview Fleet losses, cargo theft, and downtime create fast moving costs. A strong insurance program works best when it is paired with fleet controls and disciplined documentation. Commercial auto insurance is mandatory and should include coverage for third‑party liability, physical damage, and cargo. Cargo insurance policies may vary between 'all risk' and named perils; understanding exclusions is critical when goods are high value or perishable. Cross‑border operations require knowledge of U.S. DOT regulations and may necessitate higher liability limits and filings. Driver selection, training, and hours‑of‑service compliance reduce accident frequency and severity, which can influence premiums.
The risks that drive the biggest claims Commercial auto insurance is mandatory and should include coverage for third‑party liability, physical damage, and cargo. Cargo insurance policies may vary between 'all risk' and named perils; understanding exclusions is critical when goods are high value or perishable. Cross‑border operations require knowledge of U.S. DOT regulations and may necessitate higher liability limits and filings. Driver selection, training, and hours‑of‑service compliance reduce accident frequency and severity, which can influence premiums.
Road & Cargo Risks • Cargo theft from unsecured yards, rest stops, and warehouses • Severe liability from highway accidents and third party injury • Downtime from breakdowns and collision repairs • Contract risk from shipper requirements and certificate delays • Commercial auto insurance is mandatory and should include coverage for third‑party liability, physical damage, and cargo.
Coverage pieces to review Commercial auto insurance is mandatory and should include coverage for third‑party liability, physical damage, and cargo. Cargo insurance policies may vary between 'all risk' and named perils; understanding exclusions is critical when goods are high value or perishable. Cross‑border operations require knowledge of U.S. DOT regulations and may necessitate higher liability limits and filings. Driver selection, training, and hours‑of‑service compliance reduce accident frequency and severity, which can influence premiums.
Essential Policies • Commercial auto with limits aligned to your routes and contract requirements • Cargo coverage that matches what you haul and the custody terms you accept • Physical damage and equipment coverage for tractors, trailers, and attached gear • Business interruption or extra expense options where downtime risk is high • Umbrella liability where severity exposure is significant
Operational controls that insurers reward Commercial auto insurance is mandatory and should include coverage for third‑party liability, physical damage, and cargo. Cargo insurance policies may vary between 'all risk' and named perils; understanding exclusions is critical when goods are high value or perishable. Cross‑border operations require knowledge of U.S. DOT regulations and may necessitate higher liability limits and filings. Driver selection, training, and hours‑of‑service compliance reduce accident frequency and severity, which can influence premiums.
Cross-Border Considerations • Driver screening, training, and clear incident reporting • Maintenance logs and pre trip inspection discipline • Secure parking procedures and cargo handling rules • Telematics or tracking where it materially reduces frequency and severity • Commercial auto insurance is mandatory and should include coverage for third‑party liability, physical damage, and cargo.
Talk to Boardwalk Commercial auto insurance is mandatory and should include coverage for third‑party liability, physical damage, and cargo. Cargo insurance policies may vary between 'all risk' and named perils; understanding exclusions is critical when goods are high value or perishable. Cross‑border operations require knowledge of U.S. DOT regulations and may necessitate higher liability limits and filings. Driver selection, training, and hours‑of‑service compliance reduce accident frequency and severity, which can influence premiums.
Fleet Management If you are seeing premium pressure, we can review your fleet profile and show you the levers that actually change pricing and stability. Commercial auto insurance is mandatory and should include coverage for third‑party liability, physical damage, and cargo. Cargo insurance policies may vary between 'all risk' and named perils; understanding exclusions is critical when goods are high value or perishable. Cross‑border operations require knowledge of U.S. DOT regulations and may necessitate higher liability limits and filings. Driver selection, training, and hours‑of‑service compliance reduce accident frequency and severity, which can influence premiums.
