Prevention is the best insurance strategy
Insurance is what saves you when something goes wrong. Risk control is what keeps the claim from happening in the first place and keeps your premiums stable.
High impact controls that reduce claims
Crew safety and supervision • Train new workers properly and refresh training regularly • Use checklists for high risk work such as ladder use and elevated work platforms • Document site orientation and daily hazard assessments
Equipment and maintenance discipline • Inspect tools and machinery before use and remove unsafe items immediately • Keep maintenance logs for critical equipment and fleet units • Confirm lockout and tagout procedures are understood and followed
Site access and theft prevention • Control entry points and keep a visitor log where appropriate • Use locked storage, lighting, and cameras for after hours protection • Mark equipment and keep serial number records for faster recovery
Documentation that protects you in disputes • Photo logs that show conditions before, during, and after work • Daily reports that capture weather, delays, and incidents • Subcontractor certificates and scope confirmation kept in one place
How these controls help insurance terms
Underwriters look for proof of discipline. When you can show consistent training, maintenance, and loss prevention, you present as a better risk and you often keep more market options at renewal.
Talk to Boardwalk
If you want a risk review focused on real site practices, we can help you prioritize the controls that matter most and align your coverage to how you actually operate.