Insurance and bonding decide what work you can win
Many contractors lose bids not because of price, but because their certificates, limits, or bonding capacity do not match tender requirements. A clean, consistent program is a growth tool.
The insurance foundation
• Commercial general liability with limits aligned to your typical contracts and completed operations • Tools and equipment coverage for owned and rented items across sites and storage • Commercial auto for vehicles used to transport tools, materials, and crews • Course of construction coordination when you carry responsibility for materials or work in progress • Umbrella liability when owners require higher limits
Bonding basics
• Bid bond supports your tender and shows financial credibility • Performance bond assures completion under the contract • Payment bond protects subcontractors and suppliers
What owners and GCs expect
• Certificates issued quickly and accurately, with correct names and wording • Additional insured and waiver of subrogation requirements handled properly • Proof of WSIB status where required • Subcontractor compliance process that you can enforce
FAQ
**Do I need bonding for private jobs?** Sometimes. Larger private projects often mirror public tender requirements, especially when lenders or sophisticated owners are involved.
**What is the fastest way to improve bid readiness?** Standardize your insurance and certificate workflow and keep financial reporting ready for bonding requests.
Talk to Boardwalk
If you want your program built for tender requirements, we can structure insurance and bonding support around the kind of work you want to win.