Slip and fall claims are common and expensive
A single fall can involve medical costs, time off work, and legal action. Even when you are not at fault, defence costs can be meaningful.
What liability insurance should do
• Cover legal defence costs, investigations, and settlements where applicable • Respond to allegations of unsafe premises conditions • Protect cash flow from a sudden, high severity claim
Prevention steps that hold up in a claim file
• Routine walkway inspections with documented repairs • Snow and ice response logs with timestamps • Adequate lighting and clear signage in common areas • Fast repairs for cracked pavement, loose handrails, and uneven steps • Vendor contracts and certificates for snow removal and maintenance providers
Talk to Boardwalk
If you want a quick review of your limits and risk controls, we can help you build a liability program that protects the property and reduces claim exposure.