Slip and fall claims are common and expensive Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises. Canadian courts often scrutinize evidence of due diligence and documentation when adjudicating liability, making record keeping an essential risk control. Insurance policies in Canada are subject to provincial Insurance Acts, which govern cancellation provisions, policy wordings, and mandatory coverages. Many small businesses overlook the importance of cyber liability coverage, despite data breaches and ransomware attacks becoming more common across sectors.
Overview A single fall can involve medical costs, time off work, and legal action. Even when you are not at fault, defence costs can be meaningful. Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises. Canadian courts often scrutinize evidence of due diligence and documentation when adjudicating liability, making record keeping an essential risk control. Insurance policies in Canada are subject to provincial Insurance Acts, which govern cancellation provisions, policy wordings, and mandatory coverages. Many small businesses overlook the importance of cyber liability coverage, despite data breaches and ransomware attacks becoming more common across sectors.
What liability insurance should do Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises. Canadian courts often scrutinize evidence of due diligence and documentation when adjudicating liability, making record keeping an essential risk control. Insurance policies in Canada are subject to provincial Insurance Acts, which govern cancellation provisions, policy wordings, and mandatory coverages. Many small businesses overlook the importance of cyber liability coverage, despite data breaches and ransomware attacks becoming more common across sectors.
Important Risks • Cover legal defence costs, investigations, and settlements where applicable • Respond to allegations of unsafe premises conditions • Protect cash flow from a sudden, high severity claim • Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises. • Canadian courts often scrutinize evidence of due diligence and documentation when adjudicating liability, making record keeping an essential risk control.
Prevention steps that hold up in a claim file Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises. Canadian courts often scrutinize evidence of due diligence and documentation when adjudicating liability, making record keeping an essential risk control. Insurance policies in Canada are subject to provincial Insurance Acts, which govern cancellation provisions, policy wordings, and mandatory coverages. Many small businesses overlook the importance of cyber liability coverage, despite data breaches and ransomware attacks becoming more common across sectors.
Coverage Highlights • Routine walkway inspections with documented repairs • Snow and ice response logs with timestamps • Adequate lighting and clear signage in common areas • Fast repairs for cracked pavement, loose handrails, and uneven steps • Vendor contracts and certificates for snow removal and maintenance providers
Talk to Boardwalk Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises. Canadian courts often scrutinize evidence of due diligence and documentation when adjudicating liability, making record keeping an essential risk control. Insurance policies in Canada are subject to provincial Insurance Acts, which govern cancellation provisions, policy wordings, and mandatory coverages. Many small businesses overlook the importance of cyber liability coverage, despite data breaches and ransomware attacks becoming more common across sectors.
Risk Management If you want a quick review of your limits and risk controls, we can help you build a liability program that protects the property and reduces claim exposure. Reviewing indemnity clauses and additional insured requirements in contracts can prevent coverage gaps and disputes if a claim arises. Canadian courts often scrutinize evidence of due diligence and documentation when adjudicating liability, making record keeping an essential risk control. Insurance policies in Canada are subject to provincial Insurance Acts, which govern cancellation provisions, policy wordings, and mandatory coverages. Many small businesses overlook the importance of cyber liability coverage, despite data breaches and ransomware attacks becoming more common across sectors.
