Product liability is not theoretical Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage. Manufacturers should consider product recall expense insurance to cover withdrawal, replacement, and notification costs following a recall. Cross‑border sales create exposure to U.S. litigation, where claim values and legal costs can be substantially higher than in Canada. Suppliers’ extension coverage can protect against losses arising from the failure of a key supplier or business partner.
Overview When a product fails, costs can include injury claims, property damage, legal defence, recalls, and reputational damage. The exposure starts as soon as goods leave your control. Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage. Manufacturers should consider product recall expense insurance to cover withdrawal, replacement, and notification costs following a recall. Cross‑border sales create exposure to U.S. litigation, where claim values and legal costs can be substantially higher than in Canada. Suppliers’ extension coverage can protect against losses arising from the failure of a key supplier or business partner.
How product liability insurance helps Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage. Manufacturers should consider product recall expense insurance to cover withdrawal, replacement, and notification costs following a recall. Cross‑border sales create exposure to U.S. litigation, where claim values and legal costs can be substantially higher than in Canada. Suppliers’ extension coverage can protect against losses arising from the failure of a key supplier or business partner.
Liability Exposures • Legal defence costs and expert investigation support • Settlements or judgments where coverage applies • Claims from bodily injury or property damage tied to product use • Protection that supports customer and distributor relationships • Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage.
Common claim triggers Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage. Manufacturers should consider product recall expense insurance to cover withdrawal, replacement, and notification costs following a recall. Cross‑border sales create exposure to U.S. litigation, where claim values and legal costs can be substantially higher than in Canada. Suppliers’ extension coverage can protect against losses arising from the failure of a key supplier or business partner.
Coverage Essentials • Design defects or incomplete specifications • Manufacturing defects from process variation or contamination • Labeling and instruction issues that lead to misuse • Supplier component failures that still land on the manufacturer • Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage.
Practical prevention that reduces claims Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage. Manufacturers should consider product recall expense insurance to cover withdrawal, replacement, and notification costs following a recall. Cross‑border sales create exposure to U.S. litigation, where claim values and legal costs can be substantially higher than in Canada. Suppliers’ extension coverage can protect against losses arising from the failure of a key supplier or business partner.
Supply Chain Considerations • Documented quality control and testing procedures • Traceability for batches and supplier inputs • Clear labeling, warnings, and usage instructions • Incident reporting workflow and fast containment actions • Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage.
Talk to Boardwalk Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage. Manufacturers should consider product recall expense insurance to cover withdrawal, replacement, and notification costs following a recall. Cross‑border sales create exposure to U.S. litigation, where claim values and legal costs can be substantially higher than in Canada. Suppliers’ extension coverage can protect against losses arising from the failure of a key supplier or business partner.
Risk Control If you want to align limits and wording to your product line and distribution footprint, we can review your exposure and build a program that matches real world risk. Product liability claims can involve allegations of design defects, manufacturing errors, or failure to warn, each requiring tailored insurance coverage. Manufacturers should consider product recall expense insurance to cover withdrawal, replacement, and notification costs following a recall. Cross‑border sales create exposure to U.S. litigation, where claim values and legal costs can be substantially higher than in Canada. Suppliers’ extension coverage can protect against losses arising from the failure of a key supplier or business partner.
