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How Ontario Businesses Can Reduce Commercial Insurance Costs

Boardwalk Insurance Oct 01, 2024

Lower cost starts with fewer and smaller losses

Premiums are not only about shopping. They are about what underwriters believe your next claim will look like. Strong controls and clean information often beat aggressive quoting.

Proven ways to reduce cost

• Improve safety and document procedures so underwriters see discipline • Upgrade security and maintenance to reduce theft and property losses • Bundle coverages where it improves pricing and reduces gaps • Choose deductibles that you can absorb without stress, then use the savings • Shop the market strategically with a clear story and accurate data • Review policies annually to remove outdated exposures and close new gaps

Talk to Boardwalk

If you want savings that do not create coverage holes, we can review your program and show you where cost is being driven by avoidable exposure.

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