Commercial insurance is a survival tool
Most businesses can absorb small problems. Few can absorb a serious lawsuit, a major property loss, or weeks of interruption without pressure on cash flow and staffing.
What commercial insurance protects
• Buildings, equipment, and inventory after a covered physical loss • Liability claims from third party injury or property damage allegations • Income loss and fixed expenses when operations are forced to stop • Special risks such as cyber events, equipment breakdown, and crime exposure
When insurance becomes a business requirement
• Landlords often require proof of liability and property coverage in leases • Clients may require certificates and minimum limits before work starts • Lenders and investors may require coverage as a financing condition
Talk to Boardwalk
If you want clarity on what you actually need and what you can remove, a structured review is the fastest way to get there.