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Insights by Andrew Nguyen
Articles and expert advice from Andrew Nguyen on commercial insurance, risk management, and business protection.
Operating Without Tech Insurance in Canada: What Actually Happens When a Claim Hits
9 min read
If you run a software company or IT services business in Canada, operating without tech insurance is rarely a savings. It is a gap that shows up the first time a client alleges financial loss, a cyber...
8 Common Tech Industry Risks in Canada That Business Insurance Can Actually Protect You From
8 min read
8 Common Tech Industry Risks in Canada That Business Insurance Can Actually Protect You From Canadian tech companies move fast. Claims move faster. Most losses in the tech industry are not building fi...
D&O Insurance for Canadian Tech Startups: Why Investors Expect It Before You Raise
9 min read
If you are raising capital for a tech startup in Canada, Directors and Officers insurance is not a nice to have. It is a signal to investors that your company understands governance risk and can prote...
Trade Credit Insurance in Ontario: Is It Worth It for Your Business?
7 min read
Trade credit insurance is not a nice to have when receivables are large, customers are concentrated, or one non payment could force you to borrow. For many Ontario businesses, it is the difference bet...
Why Insurers Ask for Your Small Business Revenue in Ontario and Canada?
5 min read
If you have ever requested business insurance in Ontario, you have heard the same question early in the process: “What is your annual revenue?” It can feel intrusive, or even irrelevant, especially if...
Common Mistakes to Avoid When Tailoring Your Commercial Insurance Program
6 min read
Insurance mistakes are costly because you usually find them during a claim. The policy that looked fine at renewal can fail when the loss is real, the contract is on the table, and legal costs start s...
Cyber Insurance and Cybersecurity: Why Your Business Needs Both
6 min read
Cybersecurity reduces risk but cannot eliminate it. Even strong businesses get hit by phishing, ransomware, vendor breaches, and account takeovers. The goal is not perfection. The goal is resilience. ...
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